Terms of Service
Last updated: July 9, 2026
Acceptance of Terms
These Terms of Service govern your use of Valence Analytics and its services. By accessing and using our website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must discontinue your use of our platform immediately. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of any changes.
Scope of Services
We provide comprehensive educational content focused on fundamental analysis and valuation methods for aspiring financial analysts in Toronto and beyond. Our platform delivers detailed frameworks for company valuation, financial modeling techniques, and practical guidance for evaluating investment opportunities. We offer course materials, analytical tools, and resources designed to help professionals and students develop expertise in financial analysis. These services are provided for educational purposes to enhance your understanding of valuation concepts and analytical methodologies.
User Obligations and Conduct
You agree to use our services in compliance with all applicable laws and regulations. You must not engage in any activity that disrupts, interferes with, or damages our platform or services. Prohibited conduct includes attempting to gain unauthorized access, distributing malware, or using our content for commercial purposes without permission. You are responsible for maintaining the confidentiality of your account credentials and are liable for all activities under your account. We reserve the right to suspend or terminate access for any violation of these terms.
Intellectual Property Rights
All content on our platform, including course materials, text, graphics, videos, and analytical frameworks, is owned by us or our content providers and is protected by copyright and intellectual property laws. You are granted a limited, non-exclusive license to access and use this content for personal, educational purposes only. You may not reproduce, distribute, modify, or transmit any content without our prior written consent. Unauthorized use of our intellectual property is strictly prohibited and may result in legal action.
Limitations of Liability
We provide our services on an "as is" basis without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or reliability of any information, including financial data and analytical content. Our educational materials are for informational purposes only and should not be considered professional financial or investment advice. You use our platform at your own risk. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.
Termination of Access
We may terminate or suspend your access to our platform at any time, with or without cause, and without prior notice. Termination may occur if you violate these terms, engage in unlawful conduct, or for any reason we deem necessary. Upon termination, your right to use our services ceases immediately. Any provisions that are intended to survive termination, including intellectual property rights and limitations of liability, shall remain in effect after termination of your account.
Governing Law and Jurisdiction
These Terms of Service are governed by and construed in accordance with the laws of Canada, specifically the laws of the Province of Ontario, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Toronto, Ontario for the resolution of any disputes. Any legal action or proceeding relating to your use of our services must be brought exclusively in these courts, and you irrevocably consent to their jurisdiction.